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What Are Insurance Premiums, Insurance Deductibles and Policy Limits?

Welcome to the right place to learn everything you need to know about insurance premiums, insurance deductibles and limits!

Read time: 4 minutes

Let’s get right to it.

What is an insurance premium?

Your insurance premium is what you pay monthly, quarterly, semi-annually or annually, depending on the billing option you selected, for your insurance policy. People sometimes call this their “rate.”

If you shop for insurance online and look at quotes, you are...

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